HOW AFFIRM™ WORKS
Easy Monthly Payments:Affirm offers a range of payment options that let you spread your purchase over time. Choose the plan that works for you — 4 interest-free payments every 2 weeks, or monthly installments of up to 36 months.*
Clear, Upfront Terms & Pricing: You'll know exactly what you'll owe before you commit. No hidden fees and no prepayment penalties.
Quick, Secure Approval: Checking your eligibility takes a few moments and won't affect your credit score. Once you select a plan, you can securely complete your purchase in just a few clicks.
Perfect for Almost Any Purchase:Affirm is available on nearly all MiaDonna jewelry, including made-to-order pieces, custom designs, and ready-to-ship styles. Please note that Affirm financing is not available for loose lab-grown diamond purchases.
WHY CUSTOMERS CHOOSE AFFIRM
Real-Time Decision at Checkout:See your personalized financing options in just a few moments.
A Plan That Works for You:Choose from a range of payment options to find one that fits.
No Hidden Fees:Know exactly what you'll owe before you commit.
HOW TO APPLY
Step 1 – Add Your Item to Cart: Select any MiaDonna piece—custom or ready-made.
Step 2 – Choose Affirm at Checkout: You’ll be guided through a quick, secure application.
Step 3 – Review Your Options:See your eligibility with no impact to your credit score.
Step 4 – Complete Your Purchase:Once you choose your plan, your order is processed like any other payment method. You'll receive your jewelry, and pay over time through 4 interest-free payments every 2 weeks or monthly installments.
*Payment options through Affirm are subject to an eligibility check and may not be available in all states. Your rate will be 0–36% APR based on credit. Affirm Pay in 4 payment option is 0% APR. Options depend on your purchase amount, and a down payment may be required. For example, at a purchase price of $400 you could pay a down payment of $80, followed by 12 monthly payments of $28.88 at 15% APR or 4 interest-free payments of $100 every 2 weeks. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. See affirm.com/terms for details.
California residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to California Financing Law license 60DBO-111681.
Frequently Asked
Financing Questions
To use Affirm at checkout, you'll need to be 18 or older (19 in certain states), have a valid U.S. or APO/FPO/DPO address, and a U.S. mobile phone number capable of receiving SMS. You'll also be asked to provide your full name, email, date of birth, and the last 4 digits of your Social Security number to verify your identity. Affirm will run a soft credit check to determine your eligibility, which won't affect your credit score. Approval depends on factors including your credit history, the purchase amount, and your payment history with Affirm.
Absolutely! Affirm does not charge a penalty for paying off your balance early.
Yes. Affirm is available for all MiaDonna purchases, including fully custom designs.
Yes – you can return an item you bought with Affirm.
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
No. Affirm allows you to check your rate and pre-qualify without a hard credit inquiry. This means you can explore financing options and create an account without impacting your credit score. Unlike hard inquiries, soft inquiries do not affect your credit score. They may appear on your credit report depending on the bureau, but they are only visible to you and do not impact your credit profile.
No. Affirm is transparent–your terms are clearly displayed before you complete your purchase.
Affirm financing is not available for loose lab-grown diamond purchases. However, Affirm can be used for nearly all other MiaDonna pieces, including engagement rings, made-to-order jewelry, custom designs, and ready-to-ship styles. If you're designing a custom engagement ring or setting that includes a lab-grown diamond, the complete piece is eligible for Affirm financing
